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Our team of local financing experts is ready to guide you through the home-buying process. We are committed to providing fast, professional, and personalized service to help you navigate every step with ease.
With extensive experience in the Greater Calgary and surrounding real estate markets, our trained and certified loan originators specialize in finding the right loan programs with the lowest interest rates and down payment options available.
Why Does Pre-Approval Matter?
While pre-qualification is a quick assessment of your potential loan amount, a pre-approval carries much more weight. In a competitive seller’s market, an offer from a buyer with only a pre-qualification letter may not stand out - while a pre-approved buyer is seen as serious, prepared, and ready to close.
The Benefits of Getting Pre-Approved
Getting pre-approved gives you a clear advantage in your home search. Here’s why:
Know Your Budget - Understand exactly how much home you can afford.Stronger Offers - A pre-approval letter makes your offer more attractive to sellers.
Faster Closing -Being pre-approved speeds up the mortgage process, helping you move into your new home sooner.
What You’ll Need for Pre-Approval
Be prepared to provide documentation, which your lender may verify, including but not limited to:
Employment & income verification
Monthly debt payments
Available cash & savings
Total assets & debts
Take the first step toward homeownership today!